Commonly held misperceptions about cost of health care here.
MYTH 1: Hospital bills are unaffordable.
Response - In the example cited, that of a $9800 bill for an eight-day stay in hospital for a hip fracture, a C class patient pays nothing out of pocket, with bill covered by government subsidy, MediShield insurance and Medisave.
MYTH 2: Those who have MediShield do not need ElderShield.
Response - These insurance schemes cover different things. MediShield is for hospital treatment, and ElderShield, for long-term care expenses.